Baltimore Area CouncilResourcesUnit ToolsInsurance: Accident & Sickness



CHUBB Ace American Insurance Company
Policy Number: PTPN00327402
Effective Date: January 1, 2019
Expiration Date: December 31, 2019


Please send the Incident Reporting Form and HSR Claim Form to David Triplett at, 443-573-2510 and Chris Wetzel at, 443-573-2523.  If you have questions, please do not hesitate to contact either David Triplett or Chris Wetzel.


General Liability Insurance

Request for Certificate of Insurance General Liability- This needs to be completed at least three weeks prior to the date of your event.  Please send completed form to Chris Wetzel at or fax to 443-573-2623.


Chartered Organizations for Scouting Units

Chartered Organization Endorsement

   The general liability policy issued to the Boy Scouts of America provides primary liability insurance coverage for all chartered organizations for liability arising out of their sponsorship of a traditional Scouting unit. Automobile and maritime liability coverage is provided on a secondary or excess basis. All vehicles used in Scouting activities must be covered by automobile liability insurance with limits that meet or exceed the requirements of the state in which the vehicle is licensed. A $100,000 combined single limit is recommended. Any vehicle designed to carry 10 or more passengers is required to have limits of $100,000/$500,000/$100,000 or $500,000 combined single limit. All boats/vessels used in Scouting must be insured by the owner for liability exposures. The amount of coverage is determined by the size and usage of the boat. $1,000,000 is recommended.

   A copy of the chartered organization endorsement which is a part of the insurance policy is available upon request. This should be attached to the chartered organization agreement at charter renewal. These endorsements are part of the actual insurance policy contract and are binding documents. Chartered organizations do not need a certificate of insurance. The chartered organization endorsement is a part of the insurance policy contract and is enforceable under the policy contract. When you have a request from a chartered organization for a certificate of insurance, offer them the endorsement.

   MHBT Insurance Company provides the first $1 million in coverage. Additional policies, all providing primary coverage to the chartered organization, have been purchased so that more than $5 million in primary coverage is provided.

There is no coverage for those who commit intentional or criminal acts. Liability insurance is purchased to provide financial protection in the event of accidents or injury that is neither expected nor intended.



        Facebook Twitter Instagram YouTube Flicker LinkedIn

        Baltimore Area Council

        701 Wyman Park | Baltimore MD | 21211
        (443) 573-2500

        Broad Creek Memorial Scout Reservation
        1929 Susquehanna Hall Road | Whiteford, MD | 21160


         Schapiro Scout Service Center (Council headquarters)
        Monday - Friday: 8:30 AM - 4:30 PM

        © 2019 Baltimore Area Council, Boy Scouts of America. All rights reserved.